Why is the denominant factor school funding or tuition subsidization the combined income of our parents? What if parents earn more than what qualifies a student for scholarships, but is barely adequate enough to pay minimums for outstanding loans? What if if parents are paying off funding for another child who recently finished schooling? What if parents have been paying for the costs of having and supplying the necessities for children before funding their own retirement? Does scholarship consideration take into account the parents’ current debt liabilities? What’s a sufficient amount of disposable income to be the proper determinant? How much longer does Middle Class America have to bend over? Something needs to change.